Labour Card Assistance of Rs6.50 Lakhs: Benefits, Eligibility, and How to Apply

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The Labour Card is not just an identity document for workers—it is a powerful tool that provides financial security, social protection, and government support. One of the biggest advantages linked to the Labour Card is the financial assistance of up to Rs6.50 lakhs, offered under different welfare schemes for registered labourers.

This article explains what the Rs6.50 lakh assistance includes, who can get it, and how workers can easily apply.

What Is the Labour Card Assistance of Rs6.50 Lakhs?

The Rs6.50 lakh assistance is not a single one-time payment. It is a combination of benefits offered through Construction Workers Welfare Boards (BOCW Boards) across Indian states.
These benefits may include:

Breakdown of Assistance (Up to Rs6.50 Lakhs)

Benefit TypeApprox. Amount (Varies by State)
Health & Medical AssistanceUp to Rs2,00,000
Accidental InsuranceUp to Rs4,00,000
Disability CompensationRs1,00,000 to Rs2,00,000
Death BenefitsRs2,00,000 to Rs5,00,000
Education Scholarships for ChildrenRs10,000 to Rs50,000 per year
Maternity BenefitsRs10,000 to Rs25,000
Housing or Marriage AssistanceRs25,000 to Rs1,50,000

When combined, the total support through these schemes can reach Rs6.50 lakhs or more, depending on the state and eligibility.

Who Can Apply for Labour Card Benefits? To receive these benefits, a worker must be registered under the Building and Other Construction Workers (BOCW) Welfare Board of their state.

Eligibility Criteria

  • Applicant must be 18 to 60 years old.
  • Should be employed in construction-related work (mason, painter, carpenter, welder, plumber, helper, etc.)
  • Must provide proof such as:
    • Aadhaar Card
    • Address proof
    • Bank account details
    • Employment certificate or self-declaration as a construction worker
  • Must pay a small annual contribution (usually Rs50–Rs100).

Major Benefits Covered Under Labour Card Support

1. Financial Support During Medical Emergencies

Registered workers and their families can receive medical help for surgeries, hospitalization, accidents, and long-term diseases.

2. Accident and Death Insurance

If the worker suffers a major accident or passes away, the family receives high compensation—from Rs2 lakh to Rs5 lakh.

3. Education Assistance for Children

Scholarships are provided for children of workers from Class 1 to professional courses like Engineering, Nursing, and ITI.

4. Maternity and Childcare Support

Women workers get maternity assistance to cover delivery and childcare expenses.

5. Marriage Assistance

Many states offer financial aid during the marriage of workers or their children.

6. Housing and Pension Support

Some states provide money for home construction and monthly pension after age 60.

How to Apply for Labour Card Benefits?

Step-by-Step Process

  1. Visit your state’s BOCW Welfare Board website or nearest Labour Department office.
  2. Fill the Labour Card registration form with basic details.
  3. Upload/attach required documents:
    • Aadhaar card
    • Photo
    • Age proof
    • Bank passbook copy
    • Mobile number
  4. Submit the small registration fee.
  5. After verification, the Labour Card will be issued.
  6. Once registered, workers can apply for:
    • Medical benefits
    • Accident compensation
    • Education scholarships
    • Housing help
    • Marriage assistance, etc.

Why the Labour Card Is Important for Workers

  • Provides legal recognition as a registered worker.
  • Gives access to multiple welfare schemes.
  • Ensures financial safety in emergencies.
  • Helps protect the future of the worker’s family.
  • Offers long-term security through pension schemes.

The Labour Card offers far more than identification—it provides security worth up to Rs6.50 lakhs through various welfare schemes. Every construction worker should register to access these benefits for themselves and their families.

If you need a state-wise list of benefits, application links, or a PDF format, I can create that as well.

FAQs (Frequently Asked Questions)

1. Is the Rs6.50 lakh assistance given at once?

No. It is the combined value of different benefits available through BOCW schemes.

2. Can migrant workers apply for a Labour Card?

Yes. Workers from any state can apply, but they must register with the BOCW Board of the state where they are currently working.

3. How long does it take to get the Labour Card?

Usually 15–30 days after submitting documents and verification.

4. Is the Labour Card free?

No, but the registration fee is very small (Rs50–Rs100).

5. Can women workers also get Labour Card benefits?

Yes. Women receive all benefits plus maternity and childcare assistance.